Oyster vs Contactless

Oyster and contactless both offer the same fares — but one is easier for most visitors.

Quick Summary

Contactless is best for most visitors — no top‑ups, automatic caps, works instantly.

Oyster is useful for children, long stays, or if you don’t have a contactless card.

Both offer the same fares and daily caps.

Weekly capping only works on contactless.

Contactless cards and mobile wallets (Apple Pay, Google Pay) are the easiest way to travel in London.

No need to buy or top up a card.

Same fares as Oyster.

Daily and weekly caps apply automatically.

Works on Tube, buses, Overground, DLR, Elizabeth Line and most trains.

Oyster is a physical smartcard you can top up with credit or Travelcards.

Useful if you don’t have a contactless card or phone wallet.

Good for children aged 11–15 with a Zip card (50% off fares).

Same fares and daily caps as contactless.

No weekly capping unless you buy a Travelcard.

For most travellers, contactless is cheaper because it includes weekly capping.

Daily cap: Same on both.

Weekly cap: Contactless only.

Travelcards: Oyster only.

Visitor Oyster cards offer no fare advantage — a regular Oyster or contactless is better.

No fare savings.

Non‑refundable £5 card fee.

Contactless avoids all fees.

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